Rates: Insurance and Private Pay

My current** rates* for 53-minute (hour) sessions are: 

Intake (1st information-gathering session): $150.00/hour

Individual: $130.00/hour

Couples and Family: $140.00/hour

*Private pay rates are the same. See below for utilizing out-of-network benefits or sliding scale options.

**Sessions that go past the 53-minute mark will be prorated based on length of time and the base rate of our session. 

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I am currently accepting the following insurances:

• Kaiser Permanente (WA)

• Premera Blue Cross (WA)

• United Healthcare (WA)

• United Healthcare EAP (WA)

• United Medicare Advantage (WA)

It is important that you check with your insurance company regarding your coverage. Some good questions to ask are around which CPT codes are covered, how many sessions, copay and coinsurance amounts, deductibles, etc. 

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Private Pay? Different insurance?

For those with other insurance coverage, I am happy to provide an insurance-ready statement that you can send to your insurance company for potential reimbursement. Contacting your insurance to find out if your eligible for reimbursement with an "out-of-network" provider is a good place to start. 

Why Private Pay? How does private pay benefit clients and therapists?
-It is simpler for both parties.
-Insurance companies will not have access to your health care records or diagnosis.
-It is possible for insurance companies to deny the necessity or your "need" for therapy.
-Insurance companies can dictate the form and length of your treatment.
-You have less administrative work and fewer loopholes to jump through.
-Currently, out-of-pocket costs and deductibles are on the rise for clients, and reimbursement rates for therapists are going down, meaning you pay more and I get paid less. That’s sad for us all.
-Most insurance companies do not cover couples therapy; if you are seen as a couple and want to use insurance, then they usually have to diagnose only one person as the "patient."
-With private pay there is a potential option for sliding scale* 

 

Sliding Scale:

If I am able, I offer sliding scale options for those in need. Examples may include temporary hardship, life transition, lack of insurance, etc. I welcome a conversation around rates, what is available, and what seems feasible. 

*Note: My profession is how I am able to make a living and still follow my passion to care for others. My rates reflect the standard for the industry. However, I believe in providing accessible mental health care for people who may be unable to afford it for a time. For this reason, I allow myself a certain number of slots for clients who need reduced rates. I am open to having a conversation about your finances and circumstances, and together we can come up with what is affordable during a consultation or our first session.